car insurance

Once the rainy season comes in, most drivers often heard and are advised not to drive even more safely given that the road is wet; hence car accidents are more likely to occur. The good thing is your auto insurance can help you covered in times of getting into car-related accidents. But instead of being too dependent on your private car insurance , being careful on the road is also important. That's why there are some golden rules when driving under the pouring rain including driving slowly, turning on your lights (whether it’s daytime or nighttime), keeping a safe distance between the other vehicles, and so on and so forth. Apart from remembering these safety driving tips during the rainy season, what some drivers fail to notice is the fact that their vehicle also needs special attention. Checking whether your car is in good condition is most especially needed when the wet weather is about to come. Given that the rain can potentially affect every part of your vehicle due to...

Car insurance is one of the requirements for owning a car. As a matter of fact, car owners can’t be able to drive on Singapore’s road without car insurance, provided that it is mandated by the Land Transport Authority under the Third-Party Risks and Compensation of Motor Vehicle’s Act. Having car insurance allows you to drive at ease, as it makes you covered financially from any car-related damages you might acquire while you’re behind the steering wheel. However, not because you have insured your vehicle to one of the best car insurance companies in Singapore doesn’t mean you are entitled to act recklessly on the road. In case you get involved in a car accident, you can’t guarantee to receive money after you apply for a claim. It is important to know that your car insurance provider will do some investigation with regards to the accident you have got involved in. Once the investigation is done, your insurer will then decide whether to accept or deny your claim. Yes, there are ...

When purchasing a car in Singapore, aside from preparing yourself for the hefty amount of money that you will need, for sure you have also done your research about things in lined to owning a car ─ in order to avoid misconceptions and unnecessary situations. This includes car insurance , which every car buyer and the owner should always put in top priority, given that the state where you live in mandates every single car (as well as a motorcycle) on Singapore road to have valid auto insurance. However, not all of us are experts when it comes to insurance, chances are we might face difficulties understanding what car insurance is and how does it work. In order to save you from the misleading information when it comes to having private car insurance, here are some of the common myths or rumors about car insurance that need to be driven out. 1. The color of cars affects the insurance premiums and deductibles Doesn’t it sound ridiculously funny how the color of your car determines ...

Car ownership in Singapore is indeed very expensive ─ and it is a known fact. The high cost of owning a car does not ends once you get the keys, as a matter of fact, it is just the beginning. Not because you have surpassed the hefty amount of money you paid in order to get the car of your dreams doesn’t mean the expenses will stop in there because the next thing your pocket needs to be ready is the cost of the auto insurance policy you will purchase. This will be followed by the petrol costs, maintenance, and/or the disbursement in case you want to customize your auto. Given those things, as a car owner, you surely are thinking of some ways on how to reduce the costs entailed by having a car. In that case, here are a few tips that can help you in trimming down the expenses of car ownership. 1. Make sure to always have jump-starter cables in your car Nothing stays permanent, either the batteries of your car. No matter how much you try, time will come that it will reach the end ...

Even though having a car in Singapore is five to six times the amount than in other countries ─ which makes it probably the most expensive in the world ─ many Singaporeans are still in the rush to buy one for their own. Because why not? Given the comfort and convenience of driving your vehicle, investing for such car is just worthy most especially if you just had a kid. Imagine the time and effort, not to mention the hassle of taking the public transports, which you could save in having your own car. Surely you wouldn’t want your kid(s) to experience what you had when taking MRT (which always has the tendency to break down) and buses, right? That is why a car makes a truly worthy investment if you are already a parent. However, getting a car in Singapore isn’t like buying a piece of an appliance for it is way far from that. As a matter of fact, there are some things a parent should consider before purchasing a car. 1. Affordability Since we are talking about a hefty amount of m...

Traveling solo is a great way to search your soul but having a good road trip with the people you love ─ your family ─ is the best! With this, you can get to enjoy the beautiful view while strengthening the bond between you and your significant other and/or kids. Whether the trip is out of the country or interstate, having and driving your own car with your family in it is a picture-perfect event. But what if you don’t have your own vehicle yet want to experience seeing a new destination without hopping from one public vehicle to another? Renting a car is the solution! On the other hand, car rentals might give you wrong impressions, like the thought that it costs much than taking a public transportation vehicle. So to cut the notions lurking on your mind, here are some tips that can help you in saving money on car rentals. 1. Book in advance One of the best ways to save money when it comes to car rentals is booking it in advance, provided that you can get a better deal that w...

Car theft is not a common incident; it happens in many places at different parts of the globe, and yes, Singapore is no exemption to this. But believe it or not, motor vehicle and other related theft incidents in the country has decreased by 10.6% based on the Singapore Police Force’s Annual Crime Brief 2018 ─ from 991 cases in 2017 down to 886 cases in 2017. Despite this, there are still reported incidents of cars being stolen. Therefore, taking extra measures when it comes to securing the safety of your car is important. And this means having the best car insurance with the policies suitable for you and your car’s needs. In addition to the fact that driving a motor vehicle without valid motor insurance is against the law, there are other important things that you should know about motor insurance and car theft. Types of motor insurance that cover a stolen car Once you the key to your dream car in the palm of your hand, the next thing that you must do is to choose the auto ...

The quite huge amount of money that you have invested in your vehicle ─ whether it’s four wheels or two ─ is no joke. Which is why getting it insured should be on top of your priorities. The good thing is Singapore mandates all car and motorcycle owners/drivers to purchase motor insurance. It is an insurance policy that covers your vehicle against financial losses should you get into an accident, involving your car ─ whether you are found at fault or a third party is held liable. For those who are planning to purchase either a car or a motorcycle one of these days, please consider the fact that having auto insurance comes next to it. That being said, here are some important things that you need to know about vehicle insurance. What are the different types of vehicle insurance? Car Insurance This insurance is a must for everyone who owns a car. This kind of insurance covers physical damages, theft, and accidents involving your auto. Commercial Car Insurance Given the ...

The mere fact that the road is full of different kinds of vehicle ─ both small and large automobiles ─ is enough to make safety a paramount importance. No matter how skilled you are behind the steering wheels, the road and the act of driving always entail accidents; whether you are at fault or the other driver’s. That is why being cautious when it comes to driving is a great way to keep you away from either the hospital or morgue. With that, here are some safety tips that will reduce the chance of you getting involved in possible risks of accidents. 1. Never beat the red light Motorists are always advised and reminded to not beat the red light because doing so can put innocent drivers and even pedestrians at risk. But despite this, there are still some stubborn motorists who seem to be always in a hurry to reach their destinations, which can actually root to accidents. In order to avoid a fatal event from happening, be watchful about the traffic lights and constantly take long ...

Traveling is indeed a thrilling idea that most of us, for sure, would like to experience either with the people we love or just our own self. Though each of us may vary when it comes to the place that we want to travel, we have one thing in common which shouldn’t be disregarded when having a trip: travel insurance . This kind of insurance can often be heard of when someone plans for a trip, especially international travel. If you think this is just something that can opt to not include in your list of must-haves, it is not for it actually plays a crucial role in making the trip free of hassles, should there be any unlikely situations will occur before the date of your departure or during your stay overseas. In order to understand more about this type of insurance, here are some important things to heed. 1. Know what travel insurance is? Let us admit it; whether you have a life or health insurance, there are still some situations that can’t be covered by the two, because if it ...

If there is one thing that is entailed in having a car, it’s probably being involved in an accident. As we all know, an accident is inevitable and can happen to anyone of us at the least expected time. It can either cause physical perplexity or injuries. What’s worse is, in some cases, it can even lead to death if the impact is strong enough. In a situation like this, possessing car insurance is like have a guardian angel in disguise, since it can cover you when it comes to financial matters. It will be much better if you have found the best car insurance which has great policies that are just right to what you really need. In order to ensure the safety of everyone inside the car in case a mishap took place, here are some tips that you should bear in mind. 1. Know the top priorities right after a vehicle accident No matter how serious the condition of the car accident is, safety is the first thing that should be on top of your priorities right after the collision happens. To...

Unlike in other countries wherein owning a car is a practical thing for it does not cost that much, in Singapore, buying a car can truly be hefty when it comes to financial, given the fact that the country has a high cost of living. And with purchasing an auto, private car insurance comes next, since it is mandated by the law. Despite this fact, there are still a large number of Singaporeans who consider owning a car in the future, thinking that it brings convenience, which is true. For those who are trying to decide whether to purchase four wheels, knowing the underlying costs is an absolute must! 1. Car maintenance cost Have you seen a car that stayed brand forever? If you answered ‘yes’ to this, then all thanks to great car maintenance. But the more you try to keep your car looking fresh equivalents to high expenses. Another factor to take in mind is not all cars have the same maintenance costs; it varies depending on the mileage of the car, as well as the engine capacity, a...

There may be some drivers who find it relaxing to be driving with the trickling sound of the rain, soft music, and good companion. But still, we can't set aside the fact that keeping a safe driving while it is raining is quite a challenge considering that accidents can happen under the broad sunlight. What more if the road is slippery due to the rain? In cases like this, though it is a good thing that you have car insurance cover you from emergencies, taking extra caution is needed. With this, here are some essential tips you should keep in mind to save yourself from the hassles that you can get from driving in the rain. 1. Buckle up If there’s an important thing that you should do first upon entering the car, it is fastening the seatbelt, no matter what the weather condition is. By doing so, the sense of safety and security for every individual inside the car can be guaranteed. 2. Drive slowly While some drivers can be beasts on the road, who have the ability to drive c...

There will be times that no matter how careful you are in handling your every drive accident can still happen. It can either involve another party or just you being blinded by other stuff. Whatever the case may be, it is important that your vehicle is insured, thus buying car insurance or motor insurance should be your top priority. When unfortunate events happen while you’re on the road and you want your insurance to shoulder the expenses caused by the accident, there are some important thing to bear in mind. Albeit getting help, in terms of financial, is one of the main importance of getting auto insurance , it is not always guaranteed that the claim process will succeed. For making a successful insurance claim in Singapore, here are the things that you should remember: 1. Exchange information and particular with the other parties involved Exchanging information like name, address, NRIC, contact number, license plate number, and even insurance company with the other p...

Having a car, whether it is a gift or as a fruit of labor, is one of the best feelings you can enjoy in life. Yet, purchasing an auto is not as simple as choosing a flavor of cake . It is more like purchasing a phone, wherein you check the spec, whether it suits your preference or not. With the wide selection of brands and models of car, you will surely take you some time to think which one suits you the best. So, before you get overwhelmed, considering these factors will save you from getting the wrong auto! 1. Go for a brand new car than a used one. As a new driver, a new car would make your experience even memorable, because it is only one that you will become a first-time driver so might as well make it to the fullest. Though we have nothing against used auto, it is just that a new car offers the latest quality including the advance in technology and safety features, as well as better gas mileage. 2. Choose a car that is easier to maneuver. You don’t want your first car t...

Whether you’re a driver who owns an old car or a holder of a brand new auto, availing for private car insurance should be a top priority. This does not only protect the car itself, but as well as the one who drives the car, and the other drivers─it is truly beneficial and not just made for no reason. On the other hand, getting your four-wheeled vehicle insured is not as easy as buying a piece of candy , in fact, it is more like purchasing life or health insurance for there are a lot of things that need broad knowledge and a deeper understanding. As a guide, below is the list of things to put in mind before deciding which auto insurance coverage you will sign up. 1. Must have a car insurance by law As ordered by Land Transport Authority in Singapore, a car holder is required to purchase a private car insurance for his vehicle. In line with this, the Third-Party Risks and Compensation of Motor Vehicles Act, an Act Liability Only policy also mandates every driver in Singapore to h...

You might have experienced sharing clothes, food, and other stuff with a friend, or a member of the family, which are somewhat a common thing. But have you ever tried tossing your car key to someone? Well, allowing a person, may it be your friend, family, or neighbor to drive your car is not as easy as sharing the above-mentioned things. Believe it or not, when you borrow someone else’s car or lend a person your key, it is like borrowing or lending car insurance , too! It is because auto insurance goes after the car and not the driver. At this point, the question “are you insured when you borrow a car” has already been answered, but let us go deeper. Despite the fact that you are like being covered by the insurance of the car you borrowed, it is important to know that it still depends on the terms of the car possessor’s policy and not yours. That is why it is indeed important to have research regarding car insurance just so you have a little background about the process in case ...