7 Must-Do Things When You Get Involve in Car Accident in Singapore

If there is one thing that is entailed in having a car, it’s probably being involved in an accident. As we all know, an accident is inevitable and can happen to anyone of us at the least expected time. It can either cause physical perplexity or injuries. What’s worse is, in some cases, it can even lead to death if the impact is strong enough. In a situation like this, possessing car insurance is like have a guardian angel in disguise, since it can cover you when it comes to financial matters. It will be much better if you have found the best car insurance which has great policies that are just right to what you really need.

In order to ensure the safety of everyone inside the car in case a mishap took place, here are some tips that you should bear in mind.

1. Know the top priorities right after a vehicle accident

No matter how serious the condition of the car accident is, safety is the first thing that should be on top of your priorities right after the collision happens. To be able to secure the safeness of everyone, make sure that you are calm to take control of the situation. Under this are a few sub-tips:

  - After an accident, stop the car as soon and as safely as possible; it would be better to search for a safe area where you can halt your car. On the other hand, if the car has already stopped, do not force the vehicle to move.
  - Switch off your engine and turn the hazard lights on.
  - Check if there are any personal injuries or if by chance, any of the passengers got injured.
  - Also, make sure if there is any injury or property damage to third-parties.
  - If anyone is found to be injured, or there’s an accident obstructing on the road, call the authorities such as the police or an ambulance.

2. Distinguish the proper time to call the police

In times of emergencies, like a car accident, the police are one of the authorities that should be needed in the scene, in order to take account and proper measures on the incident. For people who live in Singapore, it is better to know that a police report is an essential requirement when:

  - An accident caused a driver, cyclist, or a pedestrian harm
  - The party involved left the scene without giving the needed information
  - A hit-and-run accident happened
  - The accident involves government vehicles
  - The accident involves vehicles that are not (yet) registered in Singapore

3. List down the information needed about the driver

Since getting involved in a car accident may lead to minor or serious personal or property damage, which can cost out-of-the-pocket expenses, exchanging information with the parties involved in the incident is a smart move. It includes getting the name, National Registration Identity Card number, telephone or mobile number, home address, and insurance details.

4. List down the necessary information about the other car involved in the accident

In order to make sure you are not missing any important details that can help when it comes to resolving the car accident you get into, it suggested collecting information about the other car involved, aside from the just the driver’s credentials. Be certain about the vehicle description which includes the make, model, and year of the car. Get the vehicle registration information and the license plate number.

5.Do not admit fault

Unless it is the police or your private car insurance company or the police that is asking you, do not discuss the car accident with anyone, for the statement you might say can be used against you.

6. Contact your car insurance company

Aside from the police, your car insurance company also deserves to know about the accident you get into, in order to make necessary assessments. In this point, the information you’ve obtained beforehand, like the driver’s and other vehicles that are involved, will be helpful. When contacting your car insurance company, make sure that the following is ready:

  - Policy number or any information that will help your insurer to identify you
  - License plate details of the cars involved
  - Name, addresses, and phone number of the third parties
  - Insurance details of the third parties

If the private car insurance company you have happened to be a member of Independent Damages Assessment Centres (IDAC), you can have the opportunity to arrange a tow service, get damage assessment, and eventually have your vehicle repaired. On the other, if your insurer happens to be not a member of IDAC, you must first need to determine which workshop is authorized to be able to take your car directly to the insurance provider.


7. Take documentation about the car accident or collision

In addition to taking account of the time and date of the accident, address of the accident, the road you are on, the direction you were traveling in (as well as the direction of the other car was traveling), taking photos from a few angles or having a sketch diagram of the crash scene is indeed vital. As a matter of fact, taking photos may, as well, be required by your car insurance company in case you’re submitting claims.

Through this, the insurance companies, as well as the court, will have the chance to determine who among the parties involved is at fault.

When it comes to quoting and comparing among the several car insurance providers, you can call Autoshiled via our customer service hotline 6385 0777 or send us your SMS to 8588 1688, 8588 9191, 8686 9991, 8688 9991, 8588 9991, 8866 9991, 8868 9991, 8668 9991.