Skip to main content

4 Steps in Making Successful Car Insurance Claim in Singapore

motor insurance
There will be times that no matter how careful you are in handling your every drive accident can still happen. It can either involve another party or just you being blinded by other stuff. Whatever the case may be, it is important that your vehicle is insured, thus buying car insurance or motor insurance should be your top priority.

When unfortunate events happen while you’re on the road and you want your insurance to shoulder the expenses caused by the accident, there are some important thing to bear in mind. Albeit getting help, in terms of financial, is one of the main importance of getting auto insurance, it is not always guaranteed that the claim process will succeed. For making a successful insurance claim in Singapore, here are the things that you should remember:

1. Exchange information and particular with the other parties involved

Exchanging information like name, address, NRIC, contact number, license plate number, and even insurance company with the other parties is indeed an important thing to take note in making a car insurance claim. It is also vital to take a photograph of the scene including your own vehicle and the other damaged vehicles.

2. Report the accident within 24 hours

Whether you have the intention of making a claim or not, reporting all accidents promptly is a must; the same thing goes either your vehicle is damaged. In case of delay, your No Claim Discount may be reduced by 10%.

3. Contact your insurer’s claim hotline for help

Either you need a tow truck or further advice regarding the accident, it is important to contact your insurance hotline as soon as possible.
4. Visit an authorized workshop for repairs

There are instances that going to an unauthorized repair center can complicate issues and result to delay in assessment of the claim. So to keep you away from such unnecessary things, it would be better to contact your insurer for the addresses of accredited workshops, in case you’re not sure which one to go.
Labels:

Comments

Post a Comment

Popular posts from this blog

5 Common Myths about Motorcycle Insurance You Need to Know

While there are some who prefer to ride on two wheels than to drive a four-wheeled vehicle, there are also people who would rather let their body sway as they run a motorcycle. If you are looking for both thrill and fun, riding a motorcycle is a great way to experience such. However, given that you're sharing the same road with other motor vehicles means not being safe at all. Which is why, if there’s car insurance, there is also an insurance that is meant for riders ─ motorcycle insurance. This type of insurance provides protection in the incident wherein your two wheels get stolen, vandalized or damaged, and even helps in terms of medical expenses should you happen to fall off your motorcycle and hurt yourself or a third party. In line with this kind of insurance policy are some of the common myths that you might have heard or used to believe in. 1. Motorcycle insurance is way too expensive If the main reason that makes you feel hesitant about considering motorcycle i...
Post a Comment
Read more

Keep Yourself and Your Bike Safe and Protected with Motorcycle Insurance

Riding on a two-wheeled vehicle is riskier than driving an auto, which is why if your car requires insurance, the same thing goes when you own a motorcycle. If not, motorcycle insurance will never exist. You may somehow think in one way or another that getting motor insurance is just a luxury, but it’s not, men! It is what your bike needs and deserves. As a matter of fact, this kind of insurance can also protect you while on the road. If there is one thing you should put in mind after having the getting your desired make and model of a motorcycle, it is definitely the motor insurance; you need it so you can ride a bike. The same with a car, the insurance for your two wheels is also required by law, which needs to be followed. In times of unexpected event of a collision, the policy you’ve signed in will provide coverage. Also, a comprehensive type of coverage will have your motorcycle covered for damage which is not a result of a collision. In addition to the mentioned benefits...
Post a Comment
Read more