Borrowing a Car Equals Borrowing Car Insurance Too!

You might have experienced sharing clothes, food, and other stuff with a friend, or a member of the family, which are somewhat a common thing. But have you ever tried tossing your car key to someone? Well, allowing a person, may it be your friend, family, or neighbor to drive your car is not as easy as sharing the above-mentioned things.

Believe it or not, when you borrow someone else’s car or lend a person your key, it is like borrowing or lending car insurance, too! It is because auto insurance goes after the car and not the driver. At this point, the question “are you insured when you borrow a car” has already been answered, but let us go deeper.

Despite the fact that you are like being covered by the insurance of the car you borrowed, it is important to know that it still depends on the terms of the car possessor’s policy and not yours. That is why it is indeed important to have research regarding car insurance just so you have a little background about the process in case an accident appears while driving the car you borrowed.

On the other hand, as the owner of the car which a person lend from you, there some things that you should never overlook, as any accidents involving your car in the hands of others can affect the insurance of your automobile. Like, do not ever let someone with a suspended license or has been drinking drive your car. This is because you will be held responsible in case the person behind the steering wheel gets involved in an accident.

Also, if someone begins to borrow and drive your auto on a regular basis, it is advisable to have him or her added to your policy.

Should you have any question about car insurance or in case you are looking for a provider of the best car insurance in Singapore, don’t hesitate to ask Autoshield for help. You may get in touch with us through our customer service hotline at 6385 0777 or reach us via SMS at 8588 1688, 8588 9191, 8686 9991, 8688 9991, 8588 9991, 8866 9991, 8868 9991, 8668 9991.