car insurance

While there are some who prefer to ride on two wheels than to drive a four-wheeled vehicle, there are also people who would rather let their body sway as they run a motorcycle. If you are looking for both thrill and fun, riding a motorcycle is a great way to experience such. However, given that you're sharing the same road with other motor vehicles means not being safe at all. Which is why, if there’s car insurance, there is also an insurance that is meant for riders ─ motorcycle insurance. This type of insurance provides protection in the incident wherein your two wheels get stolen, vandalized or damaged, and even helps in terms of medical expenses should you happen to fall off your motorcycle and hurt yourself or a third party. In line with this kind of insurance policy are some of the common myths that you might have heard or used to believe in. 1. Motorcycle insurance is way too expensive If the main reason that makes you feel hesitant about considering motorcycle i

When purchasing a car in Singapore, aside from preparing yourself for the hefty amount of money that you will need, for sure you have also done your research about things in lined to owning a car ─ in order to avoid misconceptions and unnecessary situations. This includes car insurance , which every car buyer and the owner should always put in top priority, given that the state where you live in mandates every single car (as well as a motorcycle) on Singapore road to have valid auto insurance. However, not all of us are experts when it comes to insurance, chances are we might face difficulties understanding what car insurance is and how does it work. In order to save you from the misleading information when it comes to having private car insurance, here are some of the common myths or rumors about car insurance that need to be driven out. 1. The color of cars affects the insurance premiums and deductibles Doesn’t it sound ridiculously funny how the color of your car determines

Car ownership in Singapore is indeed very expensive ─ and it is a known fact. The high cost of owning a car does not ends once you get the keys, as a matter of fact, it is just the beginning. Not because you have surpassed the hefty amount of money you paid in order to get the car of your dreams doesn’t mean the expenses will stop in there because the next thing your pocket needs to be ready is the cost of the auto insurance policy you will purchase. This will be followed by the petrol costs, maintenance, and/or the disbursement in case you want to customize your auto. Given those things, as a car owner, you surely are thinking of some ways on how to reduce the costs entailed by having a car. In that case, here are a few tips that can help you in trimming down the expenses of car ownership. 1. Make sure to always have jump-starter cables in your car Nothing stays permanent, either the batteries of your car. No matter how much you try, time will come that it will reach the end

Even though having a car in Singapore is five to six times the amount than in other countries ─ which makes it probably the most expensive in the world ─ many Singaporeans are still in the rush to buy one for their own. Because why not? Given the comfort and convenience of driving your vehicle, investing for such car is just worthy most especially if you just had a kid. Imagine the time and effort, not to mention the hassle of taking the public transports, which you could save in having your own car. Surely you wouldn’t want your kid(s) to experience what you had when taking MRT (which always has the tendency to break down) and buses, right? That is why a car makes a truly worthy investment if you are already a parent. However, getting a car in Singapore isn’t like buying a piece of an appliance for it is way far from that. As a matter of fact, there are some things a parent should consider before purchasing a car. 1. Affordability Since we are talking about a hefty amount of m

Although owning a car seems to be the answer to the hassle you experience from commuting every single day to work, school or when running errands, being the owner or driver of your own car is not enough to spare you from such road problems. There are even times which you believe will be going to be a smooth ride can turn into stress due to some external factors that are beyond your control. If you are planning to get a car one of these days, here are some of the common complaints most drivers bring up when it comes to driving in Singapore. Regardless of the fact that the situations, which we are about to list down, is uncontrollable, you can somehow manage your feelings towards them ─ in case you encounter some. 1. High costs enveloped to owning a car in Singapore Singapore is known for being one of the countries with a high cost of living. That being said, owning a car entails a notably high amount of money; starting from the Certificate of Entitlement (COE) (a system which gi